Terms of Service

Last updated: June 14, 2026

These Terms of Service ("Terms") govern your use of the ePencil electronic signature platform operated by Penny Nomad LLC ("ePencil," "we," "us," or "our"). By creating an account or using ePencil, you agree to these Terms.

1. Acceptance of Terms

By accessing or using ePencil, you confirm that you are at least 18 years old, have the legal authority to enter into these Terms, and agree to be bound by them. If you are using ePencil on behalf of an organization, you represent that you have authority to bind that organization.

2. Description of Service

ePencil provides a web-based electronic signature platform that allows users to upload documents, obtain electronic signatures, conduct live guided signing sessions, and manage signing workflows. Features vary by subscription plan.

3. Account Registration

You must create an account to use ePencil. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to provide accurate information and to update it as necessary.

4. Acceptable Use

You agree not to use ePencil to:

5. Electronic Signatures

ePencil facilitates electronic signatures that comply with the U.S. Electronic Signatures in Global and National Commerce Act (ESIGN) and the Uniform Electronic Transactions Act (UETA). You are responsible for ensuring that your use of electronic signatures complies with applicable laws for your specific use case. ePencil does not provide legal advice.

6. Document Retention

Signed documents are retained on ePencil's servers. You are responsible for downloading and retaining copies of signed documents for your own records. ePencil is not responsible for document loss due to account termination, technical failures, or other circumstances.

7. Subscription and Billing

Paid plans are billed monthly or annually as selected. Subscriptions automatically renew unless cancelled. You may cancel at any time through the billing portal. Refunds are not provided for partial subscription periods. We reserve the right to change pricing with 30 days notice.

8. Free Plan Limitations

Free accounts are limited to 3 documents per month. We reserve the right to modify free plan limitations at any time.

9. Intellectual Property

ePencil and its features, including the live guided signing session technology (Patent Pending), are the intellectual property of Penny Nomad LLC. You retain ownership of documents you upload. By using ePencil, you grant us a limited license to process your documents solely to provide the service.

10. Limitation of Liability

ePencil is provided "as is" without warranties of any kind. To the maximum extent permitted by law, Penny Nomad LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the service. Our total liability shall not exceed the amount you paid us in the 12 months preceding the claim.

11. Indemnification

You agree to indemnify and hold harmless Penny Nomad LLC from any claims, damages, or expenses arising from your use of ePencil, your violation of these Terms, or your violation of any third-party rights.

12. Termination

We reserve the right to suspend or terminate your account at any time for violation of these Terms. You may terminate your account at any time by contacting support@epencil.online. Upon termination, you should download all signed documents before your account is closed.

13. Governing Law

These Terms are governed by the laws of the State of Wyoming, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Wyoming.

14. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by email or platform notice. Continued use of ePencil after changes constitutes acceptance of the updated Terms.

15. Contact

For questions about these Terms, contact us at:

ePencil (Penny Nomad LLC)
Email: support@epencil.online